Health Care Reform: 90-day Waiting Period Limit

Under the ACA, group health plans and issuers may not apply a waiting period that exceeds 90 days. However, employers may impose a reasonable and bona fide orientation period of up to one month under the 90-day waiting period limit. This Compliance Overview explains the ACA’s 90-day waiting period limit and provides examples of how the limit applies to different situations.

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