Benefits Toolkit – Mitigating Health Care Costs
U.S. health care costs have risen sharply over the past two decades and will likely continue to increase. This Benefits Toolkit is […]
Voluntary Benefits: Critical Illness Insurance
This know your benefits article describes critical illness insurance, outlines what it typically covers and explains how it works. Heart attack, stroke, […]
Strategies for Encouraging Employee Health Care Shopping
Many Americans pay attention to prices and shop around when buying gas, groceries or big-ticket items like automobiles, but most don’t do […]
Voluntary Benefits: Home and Auto Insurance
This Know Your Benefits article explains what home and auto insurance is, what it covers and how it works. You and your […]
Section 125 Plans (Cafeteria Plans)
A Section 125 plan (or cafeteria plan) allows employers to provide their employees with a choice between cash and certain qualified benefits […]
Voluntary Benefits: Employee Discount Programs
This Know Your Benefits article explains what an employee discount program provides and how it works. Who doesn’t like to save money? […]
Domestic Partner Benefits
This article discusses the pros and cons of offering domestic partner benefits. It also summarizes the tax implications of offering domestic partner […]
Voluntary Benefits: Cancer Insurance Overview
This “Know Your Benefits” article explains what cancer insurance provides and how it works. Cancer is scary. You might know someone who […]
Flexible Spending Accounts (FSA)
This article describes flexible spending accounts (FSAs) from a plan design perspective, including the types of FSAs and other details employers should […]
Key HRA Decision Points
This article outlines important decisions for employers to make when considering HRA implementation, including plan design options. If you are considering implementing […]
Premium Only Plans Overview
This article examines the benefits and disadvantages of a premium only plan, the most popular type of Section 125 plan. A premium […]
Reference-based Pricing
This Benefits Insights discusses the innovative strategy of reference-based pricing (RBP) and its potential cost-saving advantages. reference-based-pricing